Every UK cost,
calculated.

Stamp Duty Calculator

Instant SDLT for any property price across England, Wales, Scotland and Northern Ireland.

Mortgage Repayment Calculator

Monthly payments, total interest and full amortisation schedule for any mortgage.

Mortgage Overpayment Calculator

See how overpayments reduce your term, total interest and monthly payments.

Remortgage Savings Calculator

Compare your current rate to a new deal and see monthly and annual savings.

Rent vs Buy Calculator

Long-term wealth comparison factoring in deposit growth, maintenance and equity.

First-Time Buyer Affordability Calculator

Maximum property price, deposit, stamp duty and monthly payment for first-time buyers.

Rental Yield Calculator

Gross and net rental yield with mortgage interest, void periods and management fees.

Moving House Cost Calculator

Total cost of moving including stamp duty, legal fees, survey and removal costs.

Credit Card Repayment Calculator

How long to clear your balance and total interest at minimum or fixed payments.

Loan Repayment Calculator

Monthly payments, total cost and early repayment savings for personal loans.

Debt Snowball vs Avalanche Calculator

Compare both repayment strategies to see which clears your debts and saves most interest.

Cash ISA vs Stocks & Shares ISA

Project and compare Cash ISA versus Stocks and Shares ISA growth over any time horizon.

Balance Transfer Savings Calculator

Savings from moving credit card debt to a 0% deal, including transfer fee impact.

Overdraft Cost Calculator

Daily, monthly and annual overdraft cost at your bank's current EAR.

Buy Now Pay Later True Cost Calculator

True cost of Klarna, Clearpay and BNPL deals versus paying by credit card.

Debt-to-Income Ratio Calculator

See where you stand and what lenders think of your debt ratio before applying.

Compound Interest Calculator

Watch savings grow over time with interactive chart and yearly breakdown.

Savings Goal Calculator

How much to save monthly to reach your target by a set date.

ISA Allowance Tracker

Track ISA usage across accounts and see tax savings versus standard accounts.

Emergency Fund Calculator

How large a fund you need based on expenses and how long to build it.

Pension Pot Calculator

Project your pension pot at retirement with employer match and tax relief included.

FIRE Calculator

Financial independence timeline based on savings rate, expenses and investment returns.

Investment Return Calculator

Total return, annualised performance and real return after inflation.

Lump Sum vs Regular Investing Calculator

Compare investing a lump sum all at once versus spreading it as monthly contributions.

Appliance Energy Cost Calculator

Running cost per day, month and year for any appliance at current tariff rates.

Heating Cost Calculator

Gas vs electric vs heat pump comparison by home size and insulation level.

EV vs Petrol Running Cost Calculator

Full annual running cost comparison with home and public charging costs.

Solar Panel Payback Calculator

Payback period, annual bill saving and SEG export earnings for any system size.

Water Usage Cost Calculator

Cost of showers, baths, washing and other daily water use on a metered supply.

Smart Meter Savings

Estimated savings from switching to a smart meter and optimising usage.

House Price Growth Calculator

Project your property value and equity over any period at any annual growth rate.

Take-Home Pay Calculator

Full UK salary calculator with income tax, NI, student loan and pension deductions.

Real Wage vs Inflation Calculator

See how much buying power you have gained or lost since any year, adjusted for CPI.

Pay Rise Calculator

Real take-home impact of a pay rise after tax, NI and student loan changes.

Salary Sacrifice Calculator

Impact of pension, cycle to work and EV sacrifice on your take-home pay.

Freelance Day Rate Calculator

Convert salary to day rate factoring in holidays, pension and employer costs.

Side Hustle Tax Calculator

Additional tax and NI on self-employment income alongside your PAYE salary.

Dividend vs Salary Calculator

Optimal salary and dividend split for limited company directors to minimise tax.

Cost Per Portion Calculator

True cost per serving of any recipe and annual saving versus takeaway or restaurant meals.

Council Tax Calculator

Annual council tax for any band with single person discount and Council Tax Reduction.

Premium Bonds Expected Return Calculator

Expected annual prize return and comparison against a savings account after tax.

Pension Contribution Calculator

True cost of pension contributions after tax relief via sacrifice, net pay or relief at source.

State Pension Forecast Calculator

Forecast your new State Pension from your NI record and cost of filling any gaps.

DB vs DC Pension Calculator

Compare a final salary pension against a defined contribution pot side by side.

Car Running Cost Calculator

Full annual cost: fuel, insurance, tax, MOT, servicing and depreciation.

Fuel Cost Calculator

Journey fuel cost based on distance, MPG and current petrol or diesel price.

Public Transport vs Car Calculator

Annual commute cost comparison: season ticket versus fuel, parking and car running costs.

Road Tax Calculator

2025/26 VED for any band, fuel type and list price including the expensive car supplement.

Cycling Savings Calculator

Annual savings from cycling versus driving or public transport with Cycle to Work.

EV Charging Cost Calculator

Home vs public vs workplace charging cost comparison for your electric vehicle.

Car Lease vs Buy Calculator

Total cost comparison of leasing versus buying outright or on finance.

Child Benefit Tax Charge Calculator

HICBC: exactly when Child Benefit becomes taxable based on household income.

Universal Credit Calculator

Estimated monthly UC payment with standard allowance, housing element and earnings taper.

Statutory Sick Pay Calculator

SSP entitlement based on earnings and absence duration including waiting days.

Maternity Pay Calculator

Total SMP across all 39 weeks including the 90% earnings phase and flat-rate period.

Childcare Cost Calculator

Annual cost of nursery or childminder after funded hours and Tax-Free Childcare top-up.

Help to Buy ISA vs LISA Calculator

Compare government bonuses from the LISA and Help to Buy ISA for first-time buyers.

Subscription Audit Calculator

Total monthly cost of all your subscriptions and projected annual spend.

Pension Drawdown Calculator

Project how long your pension pot lasts based on withdrawals, growth and State Pension.

Pension Lump Sum Allowance Calculator

Check your position against the 2025/26 LSA and LSDBA following the LTA abolition.

Shared Ownership Calculator

Monthly mortgage, rent and service charge costs for any share percentage.

Baby Cost Calculator

True first-year cost of having a baby including childcare, nappies and setup costs.

Wedding Cost Calculator

Full wedding budget across venue, catering, photography and all other categories.

Pet Cost Calculator

Annual and lifetime cost by pet type including food, vet, insurance and grooming.

Gym Membership Value Calculator

Cost per visit based on actual attendance with break-even analysis.

Holiday Budget Calculator

Full trip cost planner: flights, hotel, food, activities and spending money.

University Cost Calculator

Total cost of a degree: tuition, maintenance, accommodation and living expenses.